Jyske Realkredit's Annual Financial Report 2025

05.02.2026



  • Net profit amounted to DKK 3,221m (2024: DKK 3,095m) corresponding to a return of 11.6% on average equity (2024: 12.2%).
  • Net profit for the year amounted to DKK 2,382m (2024: DKK 2,289m) corresponding to a return of 8.6% on average equity (2024: 9.0%).
  • Core expenses amounted to DKK 456m (2024: DKK 443m).
  • Impairment charges affected core profit by an expense of DKK 14m (2024: an income of DKK 17m).
  • The loan portfolio at nominal value amounted to DKK 395bn (2024: DKK 382bn), and at a fair value of DKK 377bn (2024: DKK 366bn).
  • At the end of 2025, the capital ratio and the tier 1 capital ratio amounted to 27.4% (end of 2024: 27.3%).


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