Jyske Realkredit analyses

Top-15 % energy efficient buildings under EU Taxonomy

According to the EU Taxonomy Regulation, existing buildings can contribute to the environmental objective “climate change mitigation” and thus be classified as a sustainable activity, provided the building meets the requirements in the technical screening criteria. Here buildings built before 2021 must have at least an Energy Performance Certificate (EPC) rating of A or, as an alternative, be within the top 15% most energy-efficient properties (7.7 Acquisition of buildings) expressed as operational Primary Energy Demand (PED).

This analysis briefly describes the criteria for selecting properties built before 1 January 2021 in Denmark which qualify for being within the top 15% of the most energy-efficient properties.

The condominium market

Are we witnessing a housing bubble? This analysis provides an overview of the current situation on the condominium market. Prices have been rising relatively sharply for quite some time now, but considering the economic factors, most of this can actually be explained by economic theory. A combination of low interest rates, rising incomes, limited available housing and population growth supports rising condominium prices.

Over-collateral in Danish covered bonds

In order for Danish mortgage covered bonds to meet the national and international legislative requirements and obtain the best rating from the international credit rating agencies, they must live up to different types of requirements to the  over-collateralization.