Legal documents

This page contaisn a range of legal Jyske Realkredit documents combined with external links with supplemental information.

Most documents have been translated into English, but only the Danish version has legal validity.

Articles of Association

Jyske Realkredit A/S (the mortgage-credit institution) is a Danish limited liability company, fully owned by Jyske Bank A/S

Read the Articles of Association of Jyske Realkredit A/S  


The general terms and conditions for Jyske Realkredit's lending and issuing of mortgage bonds are regulated by the Regulations passed by the Supervisory Board of Jyske Realkredit.

Regulations governing Jyske Realkredit's loans and bonds

Fact Sheet for Jyske Realkredit bonds


Bonds issued by Jyske Realkredit shall be described in a prospectus in pursuance of Commission Regulation (EC) No. 809/2004. These regulations came into force on 1 July 2005. Bonds issued prior to this date are not described in a prospectus.

The prospectus takes the form of a base prospectus and separate Final Terms in which details for the individual bonds are stated.

Jyske Realkredit's prospectus and terms


Danish mortgage-credit institutions are subject to the joint financial sector legislation as set out in the Danish Financial Business Act (in Danish: Lov om finansiel virksomhed), which contains provisions about best practises, client information, ownership, management, consolidation and financial reporting, capital requirements etc.

Mortgage-credit institutions are subject to legislation set out in the Danish Mortgage-Credit Loans and Mortgage-    Credit Bonds Act (in Danish: Lov om realkreditlån og realkreditobligationer) and the executive orders issued pursuant to the Act.

Read more abot the Danish mortgage legislation


Jyske Realkredit is subject to supervision by the Danish Financial Supervisory Authority (DFSA) - in Danish Finanstilsynet.

Read more about the Danish FSA supervision