Jyske Realkredit's Annual Financial Report 2023

• Jyske Realkredit's Annual Financial Report 2023 (PDF)
• Preliminary announcement of Financial Statements 2023 (PDF)
• Jyske Realkredit's Annual Financial Report 2023 (xHTML)
• Investorpresentation (PDF)

• Pre-tax profit amounted to DKK 2,673m (2022: DKK 1,743m) corresponding to a return of 11.5% on average equity (2022: 8.1%).

• Net profit for the year amounted to DKK 2,030m (2022: DKK 1,361m) corresponding to a return of 8.8% on average equity (2022: 6.3%).

• Core expenses amounted to: DKK 445m (2022: DKK 394m).

• Impairment charges affected core profit by an income of DKK 12m (2022: an income of DKK 272m).

• The loan portfolio at nominal value amounted to DKK 374bn (2022: DKK 366bn), and at a fair value of DKK 353bn (2022: DKK 334 bn).

• At the end of 2023, the capital ratio and the core capital ratio amounted to 27.5% (end of 2022: 28.3%).